For more than 1,400 of the working poor in rural
Southeastern Oklahoma, the American dream of home
ownership has become a reality through Little Dixie
Community Action Agency's Self-Help Housing Program.
agency operates in a five-county area where the poverty
rate exceeds 30 percent.
Little Dixie has been involved in a variety of housing
development programs over the years and the most
successful homeownership effort is Self-Help Housing.
Through the self-help program, new homes are constructed
by and for low- and very low-income families in Choctaw,
McCurtain, Pushmataha, Bryan and Atoka Counties.
program utilizes groups of from four to six families who
work on each other's houses until all homes are
complete. USDA Rural Development mortgage loans provide
low-interest loans, but all families must repay those
Family members are required to perform 65 percent of the
labor necessary to construct the homes and Little Dixie
construction supervisors help train the workers.
This allows each homeowner to gain thousands of dollars
in equity before they move in. Group construction
methods also allow for bulk purchasing of materials.
Little Dixie staff members also help program
participants in preparing loan applications, selection
and securing of a site and other efforts needed for
becoming a homeowner.
program has allowed many families to become owners of
new homes and house payments are often less than rental
costs previously made by the participants.
Information concerning the program can be obtained by
Choctaw County, 580-326-5434
McCurtain County, 580-286-6472
Pushmataha County, 580-298-5572
Bryan County 580-920-2479
Atoka County 580-364-0360.
Self-Help Housing Program Director